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Commercial Property Insurance, a crucial safeguard for your business assets. In the world of business, your commercial property is more than just a physical location. It’s the hub of your operations, the face of your enterprise, and a significant investment that needs protection.
Commercial Property Insurance is designed to provide comprehensive coverage for your business property, including buildings, equipment, inventory, and other physical assets. Whether you own an office building, a retail store, a manufacturing facility, or any other type of commercial property, this insurance can protect you from a wide range of risks.
From minor incidents like theft or vandalism to major events like fire or natural disasters, Commercial Property Insurance can cover the cost of repairing or replacing your business property. It’s not just about recovering from a loss; it’s about ensuring the continuity of your business operations.

Builders Risk Insurance

Retail Insurance

Course of Construction

Vacant Property Insurance

Office Insurance

Rental Property
What is Commercial Property Insurance?
Commercial property insurance offers a financial safety net for losses or damages to your property and its contents due to incidents like fires, theft, or vandalism. This insurance is commonly identified as a commercial building or business property insurance, with a component typically covering the contents within the insured premises.
What does Commercial Property Insurance cover?
Commercial property insurance commonly covers:
- Tenant Enhancements: Non-removable upgrades made by tenants, like flooring, lights, or paint.
- Property Protection: Repairs or replacement for your owned property damaged by unexpected disasters.
- Inventory Assurance: Compensation for lost or damaged stock, including perishables.
- Equipment and Furnishings: Repair or replacement of business equipment, fixtures, or furniture after unexpected damage.
- Electronics Coverage: Repair or replacement of business electronics damaged or stolen, on or off the premises.
CMS Insurance Brokers assists Canadian business owners by offering a streamlined and cost-effective method to purchase commercial property insurance. Their approach emphasizes convenience and affordability, ensuring that businesses can easily access comprehensive coverage tailored to their needs. This commitment to saving time and money while providing robust protection makes CMS Insurance Brokers a preferred choice for commercial property insurance.